Capacity Coverage of Warwick
Your Insurance Needs Are Personal to Us

At Capacity Coverage of Warwick, we understand that your insurance needs are just as unique as you are. There is nothing cookie-cutter about the insurance solutions we offer. As your lifestyle changes – whether it’s purchasing a new home, upgrading your car, having children, planning to retire, and preparing to set your family up for success – we’re going to be here to protect you every step of the way. Our established relationship with our parent company, Capacity Group, one of the 100 largest privately held insurance agency and brokerage firms in the U.S., enables us to provide you with the most comprehensive and affordable policies.

Affordable Auto Insurance Solutions from Capacity Coverage of Warwick

People rely on their vehicles every day to get them to and from work, take the kids to school and extracurricular activities, run errands, etc. As we spend so much time in our cars, it’s critical to carry the right insurance. Our personally crafted policies provide coverage for residents of Warwick, Orange County, the Hudson Valley and beyond.

Our comprehensive policies include the following coverages:

  • Liability insurance for financial and legal protection if you cause an accident
  • Uninsured and underinsured motorists insurance
  • Personal Injury Protection to pay for medical costs due to an accident
  • Comprehensive insurance to cover fire, theft, vandalism and other non-collision incidents
  • Collision insurance to cover damage to the insured vehicle, resulting from physical contact with another vehicle or object

Talk to our experts today about a plan with the right options, limits, and deductibles that work for you. We can also discuss Safe Driving Programs, which may provide you with insurance savings if you’re eligible.

Safeguarding Your Investments and Assets with Home Insurance

For many Americans, their home is their largest investment. Therefore, protecting your investment and your belongings is a must. We offer a full range of property coverages, including:

  • Dwelling coverage for loss due to fire, theft, wind, etc.
  • Personal Property insurance coverage
  • Liability insurance coverage

In addition, we can provide you with the following coverages:

  • Renters Insurance
  • Apartments and Condominiums
  • High-Value Homeowners Insurance
  • Special Property
  • Flood Insurance
  • Coastal and Flood Zone Property

Achieve Peace of Mind With an Umbrella Policy

An umbrella policy can provide additional liability coverage and bridge the gaps in your underlying policies. Umbrella insurance works in conjunction with your basic coverages (such as home and auto insurance) to offer greater limits of protection against bodily injury and property damage for which are liable, along with coverage for other risks that your standard policies may not insure. This coverage is critical for those who have a lot of stake – and going without this policy can have devastating effects on your savings and income if you are sued for more than what your existing coverage limits provide. Talk to our experts today if you have any additional risks, including:

  • High-valued assets
  • Pool
  • Boat
  • Teenagers who may act foolheartedly

Whatever your circumstances may be, we have a personal umbrella solution that’s right for you. Don’t take a chance.